Reports to: Manager – Credit Analysis
Location: Head Office
To support credit department to plan, coordinate and control all lending activities to minimize credit risks.
Responsibilities
- Analyze credit propositions and recommend for approval
- Reviewing the files for compliance of the approval conditions
- Responsible for identifying and reporting potential and actual Money Laundering Risk, including suspicious transactions in accordance with the laid down AML policies & procedures
- Assess temporary credit requests and recommend for approval
- Develops and implements procedures for analyzing the creditworthiness of prospective and current customers
- Provide leadership in performance management, employee development, talent management and building a work environment that drives high performance and employee satisfaction
- Recommend changes to lending policies in line with business dynamics
- Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
- Analyzing client records and using the data to recommend payment plans
- Filling out loan applications and including the credit analysis and loan request summaries, then submitting these loan applications for their approval
- Conferring with clients to verify their financial/credit transactions and to resolve their complaints
Qualifications
- Bachelor’s degree in Commerce/Business related field.
- Have a minimum of 3 year working in the Banking Industry with exposure in Micro and SME businesses
- Sound knowledge of the Banking Act and the regulatory framework in the Financial Services Industry
- Able to apply financial knowledge and skills to achieve business goals
- Able to identify and minimize potential and inherent risks in banking
- Communicates effectively and can explain complex Business issues
- Track record of motivating, managing, and developing individuals and teams to achieve results
Please apply on the official website using the link(s) below
Apply here
