RESPONSIBILITIES
- Monitor loan repayment activities.
- Ensure customers are aware about credit policies.
- Coordinate collections including generating reminders to clients on delayed payments through approved correspondence instruments.
- Ensure monthly confirmation of balances for accounts are properly prepared and mailed to customers within the required time.
- Advise respective clients and sponsors on overdue payments.
- Establish clients requiring re-negotiation of credit terms, and negotiate where necessary, the terms under which credit will be extended, including the costs, repayment method and schedule, and collateral.
- Generate revised repayment schedules for re-negotiated credit terms.
- Handle customer complaints and ensure timely response and action.
- Review and update loan files to ensure complete, accurate and up to date information on customers.
- Generate reports for customers whose accounts are delinquent, and forward irreconcilable accounts for Credit Recovery for collector action.
- Carry out monthly reconciliation of loan accounts.
- Ensure discrepancies noted on reconciliations are highlighted and resolved.
REQUIRED SKILLS AND QUALIFICATION.
- Bachelor’s Degree in Business, Accounts, Finance, or related from a recognized institution.
- Professional Credit or Accounting qualifications is an added advantage.
- Minimum of two (2) years practical experience in banking with proven result-oriented track record in credit.
- Proficiency in ICT with strong MS Office and internet ability
- Ability to interpret Financials and make sound decisions out of it
- Analytical and keen to details
- High degree of accuracy and attention to detail.
- Good communication skills and customer service oriented.
Method of Application
Interested and qualified candidates should submit their CVs to [email protected] by 14th July 2023.
