SBM Bank Kenya
- Nairobi
- Permanent
- Full-time
KEY RESPONSIBILITIES
- Compilation, preparation and submission of accurate & timely daily, weekly monthlyand quarterly Statutory reports to the Regulator (CBK) relating to Credit.
- Designing, developing, implementing and supporting Credit Risk MIS data infrastructure to support Credit Risk Management within the bank.
- Work closely with a team of Quantitative Analysts from the Finance Department to support their analytical reporting and modelling; assisting in data retrieval, manipulation and presentation.
- Ensuring Closure of all audit issues raised by CBK, Internal and external auditors.
- Supporting the delivery of portfolio performance and risk reporting to external Compliance and regulatory bodies.
- Preparing analysis of portfolio delinquency, loss trends for Monthly Risk Reviews and Portfolio at Risk reports in respect to the credit department.
- Preparing regular and ad-hoc financial, MIS analysis and productivity reports.
- Responding to queries and questionnaires raised by CBK and CRBs.
- Responding to queries raised by Head office departments and performance management teams.
- Assist in preparation of Local Business reports and propose value-adding propositions to enhance book Performance.
- Alert Management of any breach on any set ratios and statutory limits.
- Maintain an updated folder in the Bank Server of the monthly returns submissions.
- Assist on any other tasks that may be delegated by the Bank’s management/ the Head of Credit Administration from time to time.
KEY RELATIONSHIPS
Direct Reports to this Position
- N/A.
Key Customers to this Position
- SBM Group.
- All Bank Departments.
- Central Bank of Kenya (CBK).
Knowledge; Skills and Experience required for this Role
- Bachelor’s degree in Business, Computer Science, IT, Applied Statistics, Mathematics or a related field from a recognized university is a requirement.
- Masters’ degree in a relevant discipline shall be an advantage.
- Minimum of 2years’ experience in Credit Modelling, data mining and reporting within the credit risk section of a medium to large sized bank.
- Knowledge of Basel II and III requirements on capital adequacy and general risk management practices within a commercial banking environment.
- A good appreciation and interpretation of banks’ balance sheets.
- Proven experience in and knowledge of Central Bank of Kenya Prudential Guidelines and reporting requirements.
- Experience in the design, development and management of large datasets.
- Good knowledge of key bank performance ratios.
- Report writing skills and experience.
- Strong analytical and problem solving skills.
Competencies Required for this Role
- Achieving Personal Work Goals and Objectives.
- Applying Expertise and Technology.
- Coping with Pressures and Setbacks.
- Delivering Results and Meeting Customer Expectations.
- Following Instructions and Procedures.
- Relating and Networking.
- Working with People.
Problem Solving
- Analytical and methodical.
- Organisation.
- Decision making.
